| The Platinum Business Credit Card, issued by
American Express®, is an ideal card for business owners with
good credit who prefer to manage all business-related expenses
on one credit card and plan to carry a revolving balance.
The card has a reasonable interest rate for those who
qualify, providing a low cost option for paying business
expenses over time. The card also offers a 0% introductory
rate for twelve months on purchases and a fixed 4.99%
introductory rate for the life of the loan on balance
transfers made during the application process or posted to the
account within 45 days.
Those who are familiar with American Express® cards know
that a variety of services and benefits are available to
cardholders that include various purchase security features,
up to $100,000 in travel accident insurance, and special
discounts at participating merchants including AT&T®, FedEx®,
1-800-FLOWERS.COM®, and Hertz®. However, it is important to
review the disclosures for participating merchant discounts,
as restrictions and limitations do apply in order to take
advantage of the discounts.
Cardholders are also granted access to the Membership
Reward Options program for no additional annual fee. The
program offers cardholders the opportunity to redeem
accumulated points for various services and benefits. For
those who are not familiar with the Membership Reward Options
program, it is one of the most flexible credit card reward
programs available as it has no yearly limit and no expiration
applied to earned points.
Therefore, those who qualify for the lowest rate offered,
are planning to carry a revolving balance (due to the low
interest rate), and will be able to take advantage of the
discounts and reward program offered may find the Platinum
Business Credit Card beneficial. |
